Question 1

When considering choice architecture,a nudge:

Accepted Answer

A)  allows participants to choose among only choices that are good for them.
B)  can sometimes accomplish public policy goals in a less expensive way than traditional methods.
C)  presents choices that are similar to participants' ideal choices,but are slightly better than them.
D)  All of these statements are true.E) B) and D)
F) A) and C)

Question 2

A heuristic is:

Accepted Answer

A)  a mental shortcut that helps us make decisions.
B)  a positive-framing method.
C)  a method to increase the price of your vices.
D)  None of these statements is true.E) None of the above
F) B) and C)

Question 3

A default rule:

Accepted Answer

A)  defines what will automatically occur if someone fails to make an active decision otherwise.
B)  is a consequence that users of commitment devices agree to if they fail to follow through with their commitment.
C)  is a defined limit used to mark when someone is decidedly not making a good decision.
D)  is the defined strength of a given commitment needed to get an individual to follow through with the commitment.E) B) and C)
F) A) and D)

Question 4

Commitment devices:

Accepted Answer

A)  need strong commitments that are hard to get out of in order to be successful.
B)  are never strong commitments that are hard to get out of.
C)  can be successful whether they have strong or weak commitments.
D)  are only successful if they are weak commitments that are easy to change.E) A) and D)
F) A) and C)

Question 5

Susie doesn't buy ice cream this week at the grocery store because she intends to start a diet in a few days.Her behavior is an example of:

Accepted Answer

A)  a commitment device.
B)  status quo bias.
C)  the endowment effect.
D)  positive framing.E) B) and C)
F) None of the above

Question 6

People's preferences about the present are ____________ with their preferences about the future,simply because the future choices are ____________.

Accepted Answer

A)  inconsistent;more distant
B)  consistent;more distant
C)  inconsistent;harder to predict
D)  consistent;easier to predictE) A) and B)
F) B) and D)

Question 7

If you intend to begin jogging one week from today,and next week tell yourself you'll begin in another week,your preferences are:

Accepted Answer

A)  time inconsistent.
B)  revealed from your actions.
C)  more accurate in the future.
D)  All of these statements are true.E) B) and D)
F) A) and D)

Question 8

When it's not clear how to translate available information into something personally meaningful,it's:

Accepted Answer

A)  more likely you'll make a mistake in your choice.
B)  less likely you'll make a mistake,given the amount of information.
C)  more likely you'll invest more time in making your choice.
D)  less likely the choice will have a big impact on you.E) A) and D)
F) B) and D)

Question 9

Choice architects are likely to make program participation:

Accepted Answer

A)  lower,even if they frame it positively.
B)  the default rule if they want low enrollment.
C)  the default rule if they want high enrollment.
D)  None of these statements is true.E) B) and C)
F) A) and B)

Question 10

An important category of bias in human decision making is:

Accepted Answer

A)  temptation.
B)  revealed preference.
C)  ease of the decision-making process.
D)  All of these are important sources of bias in decision making.E) A) and B)
F) A) and C)

Question 11

The most common form of "forced savings" in the U.S.is:

Accepted Answer

A)  Social Security.
B)  FICA.
C)  unemployment Insurance.
D)  Medicare.E) All of the above
F) None of the above

Question 12

When people make a decision to not participate in a program unless they actively enroll for it,program participation:

Accepted Answer

A)  is likely to be lower than if people were automatically enrolled and had to actively opt-out of participating.
B)  is likely to be higher than if people were automatically enrolled and had to actively opt-out of participating.
C)  is likely to be the same as if people were automatically enrolled and had to actively opt-out of participating.
D)  is exclusive,which always makes it more attractive to people.E) B) and C)
F) A) and D)

Question 13

An important category of bias in human decision making is:

Accepted Answer

A)  temptation.
B)  limiting processing power.
C)  reluctance to change.
D)  All of these are important sources of bias in decision making.E) B) and C)
F) A) and C)

Question 14

Choice architecture can:

Accepted Answer

A)  alter actual decisions and thus the ultimate outcomes.
B)  make it easier for people to make choices that will make them happier in the long run.
C)  help people make better choices without eliminating free choice.
D)  All of these statements are true.E) All of the above
F) B) and C)

Question 15

If choice architects frame choices in terms of social norms:

Accepted Answer

A)  people will behave with the majority.
B)  people will be unaffected by what the majority is doing.
C)  people will behave in the opposite way,because "going rogue" is celebrated in our culture.
D)  None of these statements is true.E) A) and D)
F) A) and C)

Question 16

Amanda is from Vermont and visiting California for the first time.At home,Amanda always goes jogging early in the morning because it's hottest in the early afternoon.Not knowing what to expect of the weather in California,she decides to go jogging in the early morning during her visit.This decision is an example of:

Accepted Answer

A)  loss aversion.
B)  status quo bias.
C)  a heuristic.
D)  positive framing.E) All of the above
F) None of the above

Question 17

The organization of the context and process in which people make decisions is called:

Accepted Answer

A)  choice architecture.
B)  political structure.
C)  ways and means theory.
D)  choice structure.E) A) and B)
F) A) and C)

Question 18

A store is choosing between advertising a credit card fee or a discount for paying cash to its customers.People will care more about:

Accepted Answer

A)  avoiding the fee rather than getting the discount.
B)  getting the discount rather than avoiding the fee.
C)  neither;since it's the same outcome,people won't care one way or another.
D)  It is impossible to say without more information.E) B) and C)
F) A) and D)

Question 19

Commitment devices are:

Accepted Answer

A)  mechanisms that allow people to voluntarily restrict their choices in order to make it easier to stick to plans.
B)  socially institutionalized practices that signal a particular commitment has been made by a person.
C)  policies that force participants to choose their future commitments.
D)  None of these statements is true.E) A) and B)
F) None of the above

Question 20

In terms of framing,we respond better to:

Accepted Answer

A)  positive framing.
B)  negative framing.
C)  neither;research has shown that framing ultimately doesn't matter.
D)  Cannot say.It depends on the situation.E) None of the above
F) B) and C)

Exam 23: Public Policy and Choice Architecture

A heuristic is:

Correct Answer
verified

If you intend to begin jogging one week from today,and next week tell yourself you'll begin in another week,your preferences are:

Correct Answer
verified

In terms of framing,we respond better to:

Correct Answer
verified

An important category of bias in human decision making is:

Correct Answer
verified

Choice architects are likely to make program participation:

Correct Answer
verified

Correct Answer
verified

An important category of bias in human decision making is:

Correct Answer
verified

A store is choosing between advertising a credit card fee or a discount for paying cash to its customers.People will care more about:

Correct Answer
verified

A default rule:

Correct Answer
verified

When considering choice architecture,a nudge:

Correct Answer
verified

When people make a decision to not participate in a program unless they actively enroll for it,program participation:

Correct Answer
verified

The organization of the context and process in which people make decisions is called:

Correct Answer
verified

People's preferences about the present are with their preferences about the future,simply because the future choices are .

Correct Answer
verified

When it's not clear how to translate available information into something personally meaningful,it's:

Correct Answer
verified

The most common form of "forced savings" in the U.S.is:

Correct Answer
verified

Commitment devices:

Correct Answer
verified

Susie doesn't buy ice cream this week at the grocery store because she intends to start a diet in a few days.Her behavior is an example of:

Correct Answer
verified

Commitment devices are:

Correct Answer
verified

If choice architects frame choices in terms of social norms:

Correct Answer
verified

Choice architecture can:

Correct Answer
verified

Exam 23: Public Policy and Choice Architecture

A heuristic is:

Correct AnswerverifiedShow Answer

If you intend to begin jogging one week from today,and next week tell yourself you'll begin in another week,your preferences are:

Correct AnswerverifiedShow Answer

In terms of framing,we respond better to:

Correct AnswerverifiedShow Answer

An important category of bias in human decision making is:

Correct AnswerverifiedShow Answer

Choice architects are likely to make program participation:

Correct AnswerverifiedShow Answer

Correct AnswerverifiedShow Answer

An important category of bias in human decision making is:

Correct AnswerverifiedShow Answer

A store is choosing between advertising a credit card fee or a discount for paying cash to its customers.People will care more about:

Correct AnswerverifiedShow Answer

A default rule:

Correct AnswerverifiedShow Answer

When considering choice architecture,a nudge:

Correct AnswerverifiedShow Answer

When people make a decision to not participate in a program unless they actively enroll for it,program participation:

Correct AnswerverifiedShow Answer

The organization of the context and process in which people make decisions is called:

Correct AnswerverifiedShow Answer

People's preferences about the present are ____________ with their preferences about the future,simply because the future choices are ____________.

Correct AnswerverifiedShow Answer

When it's not clear how to translate available information into something personally meaningful,it's:

Correct AnswerverifiedShow Answer

The most common form of "forced savings" in the U.S.is:

Correct AnswerverifiedShow Answer

Commitment devices:

Correct AnswerverifiedShow Answer

Susie doesn't buy ice cream this week at the grocery store because she intends to start a diet in a few days.Her behavior is an example of:

Correct AnswerverifiedShow Answer

Commitment devices are:

Correct AnswerverifiedShow Answer

If choice architects frame choices in terms of social norms:

Correct AnswerverifiedShow Answer

Choice architecture can:

Correct AnswerverifiedShow Answer

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

People's preferences about the present are with their preferences about the future,simply because the future choices are .

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified

Correct Answer
verified